IT Payments Consultancy  ·  Dublin, Ireland  ·  Europe & Latin America

Payments transformation succeeds

when IT understands the business.

We make that happen. PBSL Group provides senior payments IT consultants with genuine domain depth — specialists who understand the technology, the operations, and the business behind it. Your programme moves faster when every stakeholder speaks the same language.

IT teams
Architecture · Integration · Testing · Data · Security
Operations
Settlement · Reconciliation · Disputes · Onboarding
Business
Product · Compliance · Scheme rules · Reporting
Leadership
PMO · Programme delivery · Strategy
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The challenge we solve

The technology is rarely the problem. The distance between teams usually is.

Most payments programmes have the right technology and the right ambition. What creates friction is the gap between the systems being built and the teams who need to run them, govern them, and grow them. IT consultants who master the platform but not the business behind it. Business stakeholders who cannot engage with architecture decisions. Operations teams excluded from design until it is too late.

PBSL consultants carry both sides of that conversation. Deep technical expertise in their area of payments IT, combined with the business and operations fluency to keep every stakeholder moving in the same direction.

01
Technical depth in every layer
Our consultants are specialists in specific areas of the payments architecture — not generalists who cover everything at surface level.
02
Payments domain fluency
They understand the business logic, the scheme rules, the compliance requirements, and the operational realities behind the systems they work on.
03
Every stakeholder aligned
One consultant who holds the technical conversation with IT, the operational conversation with your teams, and the strategic conversation with leadership — without a translator.
What we do

Services built around the payments value chain

Every service is delivered by consultants with deep expertise in that area — and the payments domain knowledge to connect it to your business objectives.

Payment System Implementation
End-to-end management of payments transformation — from discovery and gap analysis through to full delivery. Platform-agnostic. Any standard. Any market.
Issuing Acquiring Authorisation Clearing Settlement
IT & PMO Consultants
Senior IT leaders, programme managers, and subject matter experts — with payments domain knowledge built in. No ramp-up. Immediate value from day one.
Programme delivery Architecture Business analysis
Testing Strategy
QA frameworks and test automation built for the payments domain. Covering scheme simulators, regression suites, and go-live readiness — so your team owns the capability after we leave.
Scheme simulators Regression testing UAT Automation
IT Cybersecurity
Cybersecurity, cyber intelligence, and anti-fraud services aligned with the regulatory landscape — PCI DSS, DORA, ISO 27001, and beyond. Delivered with our partner Botech.
Fraud management Compliance Cyber intelligence
Data & AI
Data intelligence and AI solutions built for payments operations — from data warehouse architecture through to LLM-powered analysis that delivers audit-ready outputs, not proof-of-concept slides.
Data warehouse Reporting AI automation BI
POS Tap-to-Phone (SoftPOS)
Faster merchant integration, lighter security assessments, and enhanced payment terminal integrity for mobile devices — via our partnership with the first PCI MPoC-certified isolated SoftPOS SDK.
SoftPOS PCI MPoC Merchant integration
Talent Advisory
Specialist IT recruitment with genuine payments domain knowledge. We screen for both technical skills and domain expertise — roles that generic recruiters consistently get wrong.
IT recruitment Payments specialists Onboarding
View all services →
Why PBSL

The difference is not what we cover. It is how we carry it.

Any consultancy will tell you they have payments experience. Few can say their consultants understand the business logic, the operational realities, and the stakeholder dynamics behind the systems they build.

Senior-only
Every PBSL consultant is a domain expert. We do not staff programmes with graduates under a senior banner. You get the expertise you pay for, from day one.
Platform-agnostic
We have no platform to sell and no vendor relationship that shapes our recommendations. We work with your stack, your roadmap, your existing investments.
IT and business fluency
Technical depth in the payments architecture layer, combined with business and operations knowledge. One consultant. Both conversations. No translation needed.
Full value chain
From scheme connectivity and authorisation through fraud management, clearing, settlement, compliance, and data — across the entire payments lifecycle.
Partner ecosystem
When your programme needs scale — engineering depth, cybersecurity, SoftPOS certification — our curated partner network delivers it under PBSL oversight. One relationship. No vendor sprawl.
Europe and Latin America
One firm that speaks both markets — technically, commercially, and culturally. Your European compliance programme and your LatAm expansion do not need two different consultancies.
Our ecosystem

Specialist depth, when you need it

PBSL acts as your single point of accountability. When your programme requires specialist capability beyond our core team, we bring it through a curated partner network — all under PBSL oversight, all under one relationship.

Engineering scale, Data & AI, cloud transformation
Cybersecurity, fraud prevention, PCI, compliance
SoftPOS, PCI MPoC SDK, secure mobile payments
Custom software, cloud, process automation
Payment orchestration, e-commerce, PSP

You manage one relationship. We coordinate the rest.

Our reach

Europe and Latin America. One firm. Both markets.

We do not just operate across geographies — we understand them. The regulatory landscape, the scheme requirements, the operational culture, and the commercial realities of payments in Europe and Latin America are different. Our team carries both.

Ireland Italy Spain UK Brazil Mexico Colombia Argentina
2019
Founded in Dublin, Ireland
3
Languages — English, Spanish, Italian
7
Specialist service lines
5
Curated partner organisations

Ready to align your payments programme?

Tell us where the friction is. We will tell you how to remove it.

Talk to PBSL About us first